Beware! How you list family Contacts on your Cellphone

Today morning i received this nice email about how a simple Text Message Can Steal All Your Money. This is for all those who have a habit of listing/saving their family contacts with names like: Mom, Dad, Honey, etc. Here’s the email i received:
How you list family Contacts on your Cellphone

This lady has now changed her habit of how she lists her names on her cell phone after her handbag was stolen. Her handbag, which contained her cell phone, credit card, wallet, etc., was stolen.

20 minutes later when she called her hubby, from a pay phone telling him what had happened, hubby says ‘I received your text asking about our Pin number and I’ve replied a little while ago.’ When they rushed down to the bank, the bank staff told them all the money was already withdrawn.

The thief had actually used the stolen cell phone to text ‘hubby’ in the contact list and got hold of the pin number. Within 20 minutes he had withdrawn all the money from their bank account.

How to Avoid being victimized?

  1. Do not disclose the relationship between you and the people in your contact list. Avoid using names like Home, Honey, Hubby, Sweetheart, Dad, Mom, etc.
  2. Password protect your cellphone and change it as often as possible.
  3. Keep your phone with you (or know where it is) at all times.
  4. When sensitive info is being asked through texts, CONFIRM by calling back.
  5. Beware of SMS Spoofing: SMS Spoofing allows you to change the name or number text messages appear to come from.
  6. Share this information with your Family and Friends!